A policy containing a provision that prohibits the insurer from contesting or canceling the policy on the basis of statements made in the application. [Cases: Insurance 3121. C.J.S. Insurance § 1636.]
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intestable, adj. 1. Not capable of being tested (an intestable DNA sample). 2. Legally incapable of making a will or of benefiting under a will (an insane person is intestable in all states) (the slaying-statute makes killers intestable in relation to their victims). 3. Disqualified from giving evidence, esp. testifying (the witness is intestable because
noncontestable clause 不可争议条款 这是人寿保险单中的一项条款，规定在保险单生效满一定期限——一般为两年——之后，保险人不得以投保人在投保时的重要误述、隐瞒、欺骗或其他抗辩事由主张保险合同无效。 (=incontestability provision)
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testable, adj. 1. Capable of being tested (a testable hypothesis). 2. Capable of being transferred by will (today virtually all property is considered testable). 3. Capable of making a will (an 18-year-old person is testable in this state). 4. Legally qualified to testify as a witness or give evidence ( the witness is testable about
uncontestable clause 不可抗辩条款 人寿保险单中规定的在其生效一定年限之后(通常为2年)，承保人不能对索赔请求提出抗辩的条款。
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incontestable clause 不可抗辩条款(→incontestability clause)
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contestable clause 可争议条款 保单条款之一，它设定一定的条件或期间，在此条件或期间内，保险人可提出异议或使保单无效。
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incontestable period 不可争辩期间 指保险合同经过两年后，保险公司不得以违反告知义务为理由解除合同。而在两年之间则可解除，此期间称为可争辩期间。
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