adhesion contract
附合式合同
又称标准化合同。指为了便捷而事先拟好的统一格式、统一内容、统一印刷的合同。保险契约就是一种“附合”式合同。被保险人在投保时只能对条款表示同意或不同意，而无权更改条款的内容。
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