experience rating

experience rating. Insurance. A method of determining the amount of the premium by analyzing the insured’s loss record over time to assess (1) the risk that covered events will occur, and (2) the amount of probable damages if they do. [Cases: Insurance 1542(2). C.J.S. Insurance § 66.]

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词条贡献者

专业法律翻译郭敏，毕业于欧洲顶尖的高级翻译学院，专注翻译各类与复杂保险交易有关的法律文件。