doctrine of superior equities

doctrine of superior equities. Insurance. A rule by which an insurer is unable to recover from anyone whose equities are equal or superior to the insurer’s; esp., a rule that a right of subrogation may be invoked against another party only if that party’s guilty conduct renders the party’s equity inferior to that of the insured. — Also termed risk-stops-here rule. [Cases: Insurance 3517; Subrogation

1. C.J.S. Insurance §§ 1476, 1482, 1484, 1487; Subrogation §§ 2–15, 19, 91.]


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