— Also termed self-redress; extrajudicial enforcement. [Cases: Secured Transactions 228. C.J.S. Secured Transactions §§ 151, 153–160, 180.]
“Notice to the debtor is generally not required prior to self-help repossession of collateral by the creditor upon default, although the provision for self-help repossession has been held to violate due process requirements in some instances, and states under the Uniform Consumer Credit Code require particular notice requirements. Furthermore, while the UCC generally does not require notice to the debtor upon self-help repossession of the collateral upon the debtor’s default, the agreement between the parties may require such notice prior to repossession.” 68A Am. Jur. 2d Secured Transactions § 608, at 466 (1993).
