1. A credit bureau’s report on a person’s financial status, usu. including the approximate amounts and locations of a person’s bank accounts, charge accounts, loans, and other debts, bill-paying habits, defaults, bankruptcies, foreclosures, marital status, occupation, income, and lawsuits. See CREDIT BUREAU.
2. The report of a credit-reporting bureau, usu. including highly personal information gathered through interviews with a person’s friends, neighbors, and coworkers. See CREDIT-REPORTING BUREAU. [Cases: Credit Reporting Agencies 1–4. C.J.S. Credit Reporting Agencies; Consumer Protection §§ 2–22.]
