credit reporting bureau
credit-reporting bureau. An organization that, on request, prepares investigative reports not just on people’s creditworthiness but also on personal information gathered from various sources, including interviews with neighbors, friends, and coworkers. • These reports are used chiefly by employers (for prospective employees), insurance companies (for applicants), and landlords (for prospective tenants). — Also termed investigating bureau. Cf. CREDIT BUREAU. [Cases: Credit Reporting Agencies 1–4. C.J.S. Credit Reporting Agencies; Consumer Protection §§ 2–22.]