credit union

A cooperative association that offers low-interest loans and other consumer banking services to persons sharing a common bond — often fellow employees and their family members.

• Most credit unions are regulated by the National Credit Union Administration. State-chartered credit unions are also subject to regulation by the chartering state, and they may be regulated by state banking boards. [Cases: Building and Loan Associations 1–6, 24–40. C.J.S. Building and Loan Associations, Savings and Loan Associations, and Credit Unions §§ 2–7, 9–19, 31–32, 45, 66–113, 115, 144–145.]


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