good health

good health. Insurance. A state of reasonable healthiness; a state of health free from serious disease. • Good health, a phrase often appearing in life-insurance policies, does not mean perfect health.

— Also termed sound health. [Cases: Insurance 1758, 3003(8). C.J.S. Insurance § 314.]

“As used in policies of insurance, there is no material difference between the terms ‘sound health’ and ‘good health,’ and generally it appears that the two terms are considered to be synonymous. Such expressions are comparative terms, and the rule followed generally is that the term ‘good health’ or ‘sound health,’ when used in an insurance contract, means that the applicant has no grave, important, or serious disease, and is free from any ailment that seriously affects the general soundness or healthfulness of his system.” 43 Am. Jur. 2d Insurance § 1061, at 1069 (1982).


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