indeterminate premium life insurance policy
不确定保费寿险单
为不分红终身寿险的一种。同时规定最高保费率与较低费率。保单持有者在购买保单后即在特定期限内（1-10年)按照较低费率投保。特定期限之后，费率可以根据保险公司的投资收益进行调整，但不得超过最高保证费率。
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