loan on life insurance policy
人寿保险单抵借 该术语具有两种意义：１它并不是通常意义上的贷款，而是指保险人支付给被保险人的一定数额的预付款，而这笔款项是保险人最终须支付给被保险人的;２指银行或其它金融机构发放的一种贷款，在这种贷款中，保险单以担保的方式转让给银行或其它金融机构。 (→loan value；surrender value)
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