manifest intent

Intent that is apparent or obvious based on the available circumstantial evidence, even if direct evidence of intent is not available.

• For example, some fidelity bonds cover an employer’s losses caused by an employee’s dishonest or fraudulent acts committed with a manifest intent to cause a loss to the employer and to obtain a benefit for the employee. Establishing manifest intent sufficient to trigger coverage does not require direct evidence that the employee intended the employer’s loss. Even if the employee did not actively want that result, but the result was substantially certain to follow from the employee’s conduct, the requisite intent will be inferred.

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