Search Results for: REGULATION

regulation z

Regulation Z. A Federal Reserve Board regulation that implements the provisions of the federal Consumer Credit Protection Act for member banks. See CONSUMER CREDIT PROTECTION ACT . [Cases: Consumer Credit 32. C.J.S. Interest and Usury; Consumer Credit § 318.]

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regulation j

Regulation J. A Federal Reserve Board regulation that governs the collection of checks by and the transfer of funds through member banks. [Cases: Banks and Banking 188.5, 356. C.J.S. Banks and Banking §§ 445–451, 656–659.]

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deregulation

deregulation, n. The reduction or elimination of governmental control of business, esp. to permit free markets and competition. — deregulate, vb. financial deregulation. The lessening of governmental oversight and intervention in the business of financial institutions. • Among other effects, regulation of financial contracts is relaxed and competition for depositors and borrowers increases.

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regulation t

Regulation T. A Federal Reserve Board regulation that limits the amount of credit that a securities broker or dealer may extend to a customer, and that sets initial margin requirements and payment rules for securities transactions. • The credit limit and margin rules usu. require the customer to provide between 40 and 60% of the

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