An agreement to cover a loss resulting from the insured’s liability to a third party, such as a loss incurred by a driver who injures a pedestrian. • The insured’s claim under the policy arises once the insured’s liability to a third party has been asserted. — Also termed third-party insurance; public-liability insurance. [Cases: Insurance […]
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doctrine of identification. Hist. English law. The rule that if a person traveling in a conveyance is injured in an accident that occurs because of someone else’s negligence, and the driver of the conveyance is contributorily negligent, the passenger cannot claim damages against the tortfeasor since the passenger is “identified” with the contributorily negligent driver.
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sobriety checkpoint. A part of a roadway at which police officers maintain a roadblock to stop motorists and ascertain whether the drivers are intoxicated. [Cases: Automobiles 349(9).]
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