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government national mortgage association

glossary / GOVERNMENT NATIONAL MORTGAGE ASSOCIATION

Government National Mortgage Association. A federally owned corporation in the U.S. Department of Housing and Urban Development responsible for guaranteeing mortgage-backed securities composed of FHA-insured or VA-guaranteed mortgage loans. • The Association purchases, on the secondary market, residential mortgages originated by local lenders; it then issues federally insured securities backed by these mortgages. — Abbr. […]

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hot issue

glossary / hot issue

A security that, after an initial or secondary offering, is traded in the open market at a substantially higher price. — Also termed hot stock.

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best evidence rule

glossary / best-evidence rule

best-evidence rule. The evidentiary rule providing that, to prove the contents of a writing (or a recording or photograph), a party must produce the original writing (or a mechanical, electronic, or other familiar duplicate, such as a photocopy) unless it is unavailable, in which case secondary evidence — the testimony of the drafter or a

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geographically descriptive trademark

glossary / geographically descriptive trademark

A trademark that uses a geographic name to indicate where the goods are grown or manufactured. • This type of mark is protected at common law, and can be registered only on proof that it has acquired distinctiveness over time. — Also termed geographically descriptive mark. See SECONDARY MEANING. [Cases: Trade Regulation 32. C.J.S. Trade-Marks,

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best evidence

glossary / best evidence

Evidence of the highest quality available, as measured by the nature of the case rather than the thing being offered as evidence. • The term is usu. applied to writings and recordings. If the original is available, it must be offered rather than a copy or oral rendition. Fed. R. Evid. 1002. — Also termed

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suggestive trademark

glossary / suggestive trademark

A trademark that suggests rather than describes the particular characteristics of a product, thus requiring a consumer to use imagination to draw a conclusion about the nature of the product. • A suggestive trademark is entitled to protection without proof of secondary meaning. — Also termed evocative trademark; suggestive mark; suggestive name. See SECONDARY MEANING.

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yield

glossary / YIELD

yield, n. Profit expressed as a percentage of the investment. — Also termed yield on investment; return. See RATE OF RETURN. coupon yield. The annual interest paid on a security (esp. a bond) divided by the security’s par value. — Also termed nominal yield. current yield. The annual interest paid on a security (esp. a

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excess insurer

glossary / excess insurer

An insurer who is liable for settling any part of a claim not covered by an insured’s primary insurer. — Also termed secondary insurer. See primary insurer.

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