redlining, n. 1. Credit discrimination (usu. unlawful discrimination) by an institution that refuses to provide loans or insurance on properties in areas that are deemed to be poor financial risks or to the people who live in those areas. [Cases: Civil Rights 1041, 1079; Consumer Credit 31. C.J.S. Civil Rights §§ 2–3, 14–17, 21, 23; […]
Office of Thrift Supervision. An office in the U.S. Department of the Treasury responsible for regulating and examining thrift institutions to ensure that they are financially sound. — Abbr. OTS.
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investment adviser. A person who, for pay, advises others, either directly or through publications or writings, about the value of securities or the advisability of investing in, purchasing, or selling securities, or who is in the business of issuing reports on securities. • The term generally excludes an employee of an investment adviser; a depository
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commitment, n. 1. An agreement to do something in the future, esp. to assume a financial obligation (the shipper made a firm commitment to deliver the goods). 2. The act of entrusting or giving in charge (commitment of money to the bank). 3. The act of confining a person in a prison, mental hospital, or
investor. 1. A buyer of a security or other property who seeks to profit from it without exhausting the principal. 2. Broadly, a person who spends money with an expectation of earning a profit. accredited investor. An investor treated under the Securities Act of 1933 as being knowledgeable and sophisticated about financial matters, esp. because