pure risk
纯粹危险
又称“纯粹风险”，是指只有损失可能而无获利机会的不确定性。纯粹危险成为可保风险必须满足下列条件：①损失程度较高；②损失发生的概率较小；③损失具有确定的概率分布；④存在大量具有同质风险的保险标的；⑤损失的发生必须是意外的；⑥损失是可以确定和测量的；⑦损失不能同时发生。
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