social insurance

social insurance

glossary /

Insurance provided by a government to persons facing particular perils (such as unemployment or disability) or to persons who have a certain status (such as the elderly or the blind). • Social insurance — such as that created by the Social Security Act of 1935 — is usu. part of a government’s broader social policy. […]

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social insurance

glossary / ,

social insurance 社会保险 由法律创设的以全体民众为受益人的一种具有强制性、综合性的福利规划，由政府向面临特殊困难(如失业、残疾)或具有特殊地位的人(如老年人或盲人)提供的保险。在美国，联邦政府在1935年通过《社会保障法》〔Social Security Act〕，开始实施社会保险方案。目前在联邦和州实施的主要社会保险种类包括：养老〔old age〕、遗属〔survivors〕、伤残〔disability〕保险；医疗服务和医疗补助〔medicare and medicaid〕；失业保险〔unemployment insurance〕以及劳工赔偿〔worker’s compensation〕。 (→insurance)

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