face amount insured by the policy
face amount insured by the policy 保单承保面额 在关于展期人寿保险的成文法中，指在任何情况下，根据固定费率终身人寿保险单应支付的金额。保险人支付此项金额时无须考虑意外事故险或伤残险等其他情事。(→face amount)
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disguised installment sale
Bankruptcy. A debtor’s leasing ploy to try to keep property outside the bankruptcy estate, whereby a lease either presents the lessee-debtor with a bargain purchase option or transfers title to the lessee-debtor at the end of the lease term. • When such a lease is discovered, the property is treated as part of the bankruptcy
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insider
insider n. (证券交易中的)内部人员；内幕人员 指因其职位而可先于一般社会公众获得关于公司业务和现状的信息的公司人员，如董事、高级职员、重要僱员〔key employee〕及其亲属等。
negotiable instrument
negotiable instrument 流通票据；可转让票据；流通证券；可转让证券 指具有以下特征的书面单证：１由出票人签章；２载有无条件支付特定金额的承诺或指示；３见票即付或在特定时间付款；４向持票人或依指示付款。具体主要包括汇票、本票、银行支票、存单及其他流通证券。
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Lloyd’s insurance
Insurance provided by insurers as individuals, rather than as a corporation. • The insurers’ liability is several but not joint. Most states either prohibit or strictly regulate this type of insurance. See LLOYD’S OF LONDON. [Cases: Insurance 1220. C.J.S. Insurance § 1709.]
fleet policy insurance
fleet policy insurance 车队保险 承保同一被保险人所拥有的若干车辆，尤其是商用车辆的综合保单。
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charitable institution
charitable institution 慈善机构 一种为慈善目的、而不是为某个人或某集团利益建立的机构。其所有的收入应用于其日常必要的开支及救济穷苦贫困的人，并且在其分发救济过程中不得对任何申请救助的穷人设置障碍，亦不得用其所管理的慈善捐赠谋取私利。其主要的特点在于没有资本、股东，也没有盈利或分红，而主要是靠公众或私人的慈善捐赠来筹集资金，以信托形式掌管这些资金，并按照其章程规定的宗旨和目的使用。 (→charitable corporation; charity)
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institution
institution n. (1)(教育、慈善、宗教性的)社会公共机构 (2)(诉讼等的)提起；开始 (3)法律；规则；习惯；原则；原理 (4)(法律、规则等的)制定；设立；创设 (5)(罗马法)(以遗嘱方式进行的)继承人指定 (6)(教会法)授予圣职被授予者由主教委以宗教监护权，享有圣俸，成为堂区牧师〔parson〕，主持宗教仪式，并可进入牧师寓所。但是在就任仪式〔induction〕之前，他不得自由处置教区事务。根据1898年的《圣职法》〔Benefices Act〕，主教可基于某个理由拒绝授予某人圣职。
health insurance
Insurance covering medical expenses resulting from sickness or injury. — Also termed accident and health insurance; sickness and accident insurance. [Cases: Insurance 1012. C.J.S. Insurance § 4.]
class one insured
In a motor-vehicle policy, the named insured and any relative residing with the named insured. [Cases: Insurance 2660–2661. C.J.S. Insurance §§ 928, 1044–1047, 1054, 1596, 1599, 1672–1673.]