respondentia (ree-spon-den-shee-[schwa] or res-pon-). [Law Latin fr. Latin respondere “to answer”] A loan secured by the cargo on one’s ship rather than the ship itself. Cf. BOTTOMRY. [Cases: Shipping 88. C.J.S. Shipping § 221.]
respondentia n. 船货抵押货款 以船上货物作为抵押的贷款,是一种早期的借贷与海上保险相结合的形式,贷款能否偿还取决于海上风险,如果船载货物灭失,则贷款不再偿还。「船舶抵押贷款」〔bottomry〕原来仅限于以船舶作为抵押,但现在「respondentia」一词很少使用,所以「bottomry」一词被广泛使用,既可指以船舶又可指以船货或指兼有两者作抵押。