high-probability rule. Marine insurance. The principle that an insured may abandon a vessel if it appears extremely likely that a total loss is imminent. [Cases: Insurance 2236–2237. C.J.S. Insurance §§ 1216, 1218–1229.]
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odd-lot doctrine. Workers’ compensation. The doctrine that permits a finding of total disability for an injured claimant who, though able to work sporadically, cannot obtain regular employment and steady income and is thus considered an “odd lot” in the labor market. [Cases: Workers’ Compensation 847. C.J.S. Workmen’s Compensation §§ 558–559.]
An annuity providing for a lump-sum payment after the annuitant’s death of the difference between the total received and the price paid.
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partial loss 部分损失 指标的物未完全受到损坏或未完全丧失价值。在保险法中，与全损〔total loss〕相对，指保险标的受到不足以构成全损的损失，保险人对此损失应按保险金额与保险价值的比例进行赔付。
odd lot doctrine 「零股规则」 用以确定完全丧失工作能力〔total disability〕的规则：主张权利者并未完全丧失从事任何工作的能力，在没有超人的努力、朋友或僱主的同情、商业景气〔business boom〕、运气条件下其残疾程度使其不能承担竞争性的劳务市场中任何众所周知的行业的普通工作。依该规则，主张权利者可能无力在竞争性劳务市场中找到工作时，即可被视为完全丧失工作能力。
weight. A measure of heaviness; a measure of the quantity of matter. [Cases: Weights and Measures 3. C.J.S. Weights and Measures § 3.] gross weight. The total weight of a thing, including its contents and any packaging. net weight. The total weight of a thing, after deducting its container, its wrapping, and any other extraneous
unit rule. 1. Securities. A method of valuing securities by multiplying the total number of shares held by the sale price of one share sold on a licensed stock exchange, ignoring all other facts about value. 2. Parliamentary law. A convention’s rule that lets a delegation’s majority cast the entire delegation’s votes. Cf. instructed delegate
destroyed by fire 火灾毁损 指财产的全部损毁，或损毁至非经彻底修复已不适于或不能使用的程度。 (→total destruction; total loss; wholly destroyed)
receivership estate. The totality of the interests that the receivers of an association in one or more states are appointed to protect.
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An insurance policy in which the sum to be paid when a loss occurs is fixed by the terms of the contract. • The value agreed on is conclusive for a total loss and provides a basis for determining recovery in cases of partial loss. This value is in the nature of liquidated damages. [Cases: