valued policy
valued policy 定值保险单 根据协议,保险标的的价值是确定的,并列明在保险单中。当发生承保损失时,保险单中约定的保险价值即为赔偿依据。
An insurance policy in which the sum to be paid when a loss occurs is fixed by the terms of the contract. • The value agreed on is conclusive for a total loss and provides a basis for determining recovery in cases of partial loss. This value is in the nature of liquidated damages. [Cases:
valued policy 定值保险单 指保险合同双方就保险标的价值事先约定,当损失发生时,以约定价值作为赔偿依据。定值保险单适用于海上运输货物保险、内陆运输货物保险、艺术品保险、人寿保险。一般火灾保险单为不定值保险单 (unvalued policy),若使用定值保险单则为非法。