additional extended coverage. Insurance. A policy endorsement providing supplemental residential coverage for a variety of perils, including vandalism, damage from falling trees, and water damage from the plumbing system.
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comprehensive coverage 综合性承保范围 近年在汽车保险中经常使用的一种简便的赔偿方式。它不仅承保火灾、偷窃、风暴、雨水、恶意行为等风险，还包括除了碰撞或倾覆之外的所有造成被保险车辆损失的风险。
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dependent coverage 对被抚(扶)养人的保障 人寿和健康保险单中的条款，对由指定被保险人抚养的人提供保障。
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An insurance provision for protection of an insured’s dependents.
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overage, n. 1. An excess or surplus, esp. of goods or merchandise. 2. A percentage of retail sales paid to a store’s landlord in addition to fixed rent. [Cases: Landlord and Tenant 200. 3. C.J.S. Landlord and Tenant § 502(2).]
underinsured-motorist coverage 〈美〉不足额驾车人险 这种保险规定了肇事的驾车人没有购买足够的保险以支付受害人的损失的情形。半数以上的州法律规定了不足额保险的某些形式。这种保险不是为了补救被保险人或其家庭未购买足额责任保险而设计。
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interest-coverage ratio. The ratio between a company’s pretax earnings and the annual interest payable on bonds and loans.
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additional extended coverage 附加的承保范围 指在承保住宅的保险单上加以批注，附加承保水暖设备损坏、他人故意恶意破坏财产、玻璃破损、树倒、冰、雪等风险。
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asset-coverage test. Accounting. A bond-indenture restriction that permits additional borrowing only if the ratio of assets (typically net tangible assets) to debt (typically long-term debt) does not fall below a specified minimum.
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uninsured-motorist coverage. Insurance that pays for the insured’s injuries and losses negligently caused by a driver who has no liability insurance. Cf. UNDERINSURED-MOTORIST COVERAGE. [Cases: Insurance 2772. C.J.S. Insurance §§ 1647, 1650, 1653.]
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