UNDERINSURED-MOTORIST COVERAGE

underinsured-motorist coverage. Insurance that pays for losses caused by a driver who negligently damages the insured but does not have enough liability insurance to cover the damages. Cf. UNINSURED-MOTORIST COVERAGE. [Cases: Insurance 2772, 2787. C.J.S. Insurance §§ 1647, 1650, 1653, 1657.]