totality-of-the-circumstances test 〈美〉总体情况标准 刑事诉讼中据以确定传闻〔hearsay〕证据的可靠性是否足以使逮捕证或搜查证的签发存在可成立理由〔probable cause〕的标准。依据该标准，传闻证据的可靠性要根据可成立理由宣誓书中陈述的全部情况来判断，而不是仅仅考虑其中某一特定因素。该标准取代了阿吉拉尔-斯皮内利标准〔Aguilar-Spinelli test〕。
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A worker’s inability to perform employment-related duties because of a physical or mental impairment. [Cases: Workers’ Compensation 846–852. C.J.S. Workmen’s Compensation §§ 556–561.]
A breach of contract for which the remedial rights provided by law are substituted for all the existing contractual rights, or can be so substituted by the injured party; esp., a material breach that gives rise to a claim for damages based on the aggrieved party’s remaining rights to performance under the contract. [Cases: Contracts
total loss of business time 业务时间全部损失 指不能从事自己特定的本职工作，但不排除有可能从事其他工作。 (→total disability)
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total-offset rule. Torts. A theory of damages holding that the eroding effect of inflation offsets the accrual of interest on an award and makes it unnecessary to discount future damages to their present value.
total disability clause 全残条款 １在健康或意外伤害保险单中，有时在人寿保险单中，规定在被保险人完全丧失工作能力时支付保险金的条款；２人寿保险单中规定在被保险人完全或永久丧失工作能力期间保险人放弃收取保费权利的条款。
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total loss 全损 １在火灾保险中，指全部的投保财产均在火灾中损失，没有留存任何有价值的东西。建筑物全损的认定标准是，在火灾之后，是否留有可以在其基础上建造同样强度、安全、实用的建筑物的实质性部件；２在海上保险中，指投保船舶遭到彻底的、实质性的损坏，无法通过修理得以恢复；实质性全损不同于推定全损，即投保船舶虽然遭到严重损坏，但仍可以通过修理恢复使用，因此，被保险人在此情形下，须将船舶委付给保险人，归保险人所有，方可得到相当于船舶全损时的赔偿。
An unconditional refusal by a party to perform the acts required by a contract. • This type of repudiation justifies the other party in refraining from performance. [Cases: Contracts 313. C.J.S. Contracts § 534.]
Total disability that is not permanent.
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