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sound health

Insurance. A policy applicant’s good condition; a state of health characterized by a lack of grave impairment or disease, or of any ailment that seriously affects the applicant’s health. [Cases: Insurance 1758, 3003(8). C.J.S. Insurance § 314.]

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mental illness

mental illness. 1. A disorder in thought or mood so substantial that it impairs judgment, behavior, perceptions of reality, or the ability to cope with the ordinary demands of life. [Cases: Mental Health 3. C.J.S. Insane Persons§§ 2, 6.] 2. Mental disease that is severe enough to necessitate care and treatment for the afflicted person’s

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future damages

Money awarded to an injured party for an injury’s residual or projected effects, such as those that reduce the person’s ability to function. • Examples are expected pain and suffering, loss or impairment of earning capacity, and projected medical expenses. [Cases: Damages 25. C.J.S. Damages § 42.]

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