damn-fool doctrine

Insurance. The principle that an insurer may deny (esp. liability) coverage when an insured engages in behavior that is so ill-conceived that the insurer should not be compelled to bear the loss resulting from the insured’s actions. — Also termed damned-fool doctrine.

damn-fool doctrine. Insurance. The principle that an insurer may deny (esp. liability) coverage when an insured engages in behavior that is so ill-conceived that the insurer should not be compelled to bear the loss resulting from the insured’s actions. — Also termed damned-fool doctrine. “The ‘damn foolish acts’ concept is not a perfect predictor of