decreasing term insurance

Insurance that declines in value during the term; esp., life insurance that lessens in value to zero by the end of the term.

decreasing term insurance 递减定期寿险一种定期寿险，其保费始终不变，但保单面值逐渐减少。有时也称为家庭保护方案〔home protection plan〕，因为保单面值减少很像房屋抵押款的减少。这是人寿保险的一种，它规定在合同期间，死亡保险金逐渐减少，直至保险期末为零。