double insurance

double insurance

double insurance 重复保险 两个以上的保险人就同一被保险人的同一财产或利益的相同风险分别进行保险的情况。被保险人可以向任一保险人请求就自己的某项保险范围内的实际损失进行赔偿,如果他从某一保险人处取得全额赔偿,该保险人得要求其他保险人分担其支出的保险金。

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double insurance

Insurance coverage by more than one insurer for the same interest and for the same insured. • Except with life insurance, the insured is entitled to only a single indemnity from a loss, and to recover this, the insured may either (1) sue each insurer for its share of the loss, or (2) sue one

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