guaranty fund
guaranty fund 保证基金 指为银行存款保险的储户保证基金。法律规定，应根据对银行的资产评估而全部或部分地增加保证基金，当某一银行无力偿债时用以支付其储户的存款。在美国，大多数银行存款都在一定的限度内由联邦存款保险公司〔Federal Deposit Insurance Corporation〕提供保险。
guaranty fund
guaranty fund
A private deposit-insurance fund, raised primarily by assessments on banks, and used to pay the depositors of an insolvent bank. • Guaranty funds preceded the FDIC’s federal-deposit insurance, which began in 1933, though many funds continued until the savings-and-loan crisis in the 1980s. Massachusetts has a guaranty fund for uninsured deposits (deposits above $100,000) that