lien theory
lien theory 〈美〉抵押物优先权理论 这种观点认为，抵押权就相当于优先权，故而抵押权人仅获得对抵押物的优先权，抵押物的普通法与衡平法上的所有权均由抵押人保留，除非发生终止回赎权之情事。美国绝大部分州采此理论。 (→title theory)
LIEN THEORY
lien theory
lien theory. The idea that a mortgage resembles a lien, so that the mortgagee acquires only a lien on the property and the mortgagor retains both legal and equitable title unless a valid foreclosure occurs. • Most American states — commonly called lien states, lien jurisdictions, or lien-theory jurisdictions — have adopted this theory. Cf.