life insurance

life insurance

life insurance 人寿保险;生命保险 指以人的生命为保险标的、以人的生存或死亡为保险事故的一种人身保险。基于保险人与被保险人之间的保险合同,保险人向被保险人收取一定数额的保险费,并在被保险人于保险期内发生生存或死亡的保险事故时,向被保险人或其代理人、指定受益人支付特定数额的保险金。人寿保险通常包括生存保险、死亡保险、生死合险三种类型。

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life insurance

An agreement between an insurance company and the policyholder to pay a specified amount to a designated beneficiary on the insured’s death. — Also termed (in Britain) assurance. See ASSURANCE(2). [Cases: Insurance 1011. C.J.S. Insurance §§ 10–14.]

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