savings bank

savings bank

glossary /

A bank that makes primarily home mortgage and some other consumer loans, receives deposits and pays interest on them, and may offer checking accounts. • Historically, savings banks did not provide any checking services. [Cases: Banks and Banking 289. C.J.S. Banks and Banking §§ 599–600.]

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savings bank

glossary / ,

savings bank 储蓄银行 为鼓励公众储蓄和组织小额储蓄库而成立的一种专门银行。其主要业务是吸收小额长期储蓄存款并进行贷款。其主要资金来源是储蓄存款，但也购买政府、公司或企业的债券进行投资或转存于商业银行以获取利息差额。在英国有信托储蓄银行和国民储蓄银行，在美国有互助储蓄银行和股份储蓄银行。 (→Trustee Savings Bank/T.S.B.; National Savings Bank; mutual savings bank)

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