permanent total disability benefit
permanent total disability benefit 永久全残给付 指因永远全残而获得的保险给付。
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actual total loss
actual total loss 实际全损 为“推定全损”的对称。指保险标的实际上完全灭失或不可避免地要完全灭失。构成实际全损的条件是：①保险标的物已灭失；②保险标的物已丧失商品属性和使用价值；③被保险人丧失标的物且无法收回；④船舶失踪已有相当长时间仍无音信。
total anticipated earnings method
total anticipated earnings method 全部预期所得方法 为一种估计潜在经济损失的方法。如果某人过早死亡，将会给家庭带来经济困难。该方法计算某人生存至 65岁时预计所有收入的总和。
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compromised total loss
compromised total loss 协议全损 指被保险人欲以全损索赔，但因损失程度未达到实际全损，也不符合推定全损时，保险人同意以全损方式理赔。
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divestment
divestment n. 缩减 在财产法中，指某项权益在正常终结之前的缩减，包括完全丧失〔total divestment〕和部分缩减〔partial divestment〕两种情况，前者指土地权益的完全丧失，后者指因与他人分享而导致的部分缩减。该词也可用于指抽回投资〔disinvestment〕。
divided damages rule
divided-damages rule. Maritime law. The obsolete principle that when two parties are jointly liable to a third party for a tort, each party is liable for only half the damages. • The courts now apply a comparative-negligence standard. [Cases: Collision 143. C.J.S. Collision §§ 242, 245, 259, 261–262.] “For over a hundred years admiralty law
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cob clause
COB clause. Insurance. A coordination-of-benefits clause, which provides that the total sums paid for medical and hospital care will not exceed the benefits receivable from all combined sources of insurance. [Cases: Insur-ance 2525(1). C.J.S. Insurance § 930.]
debellatio
debellatio (deb-[schwa]-lay-shee-oh). [Latin] Int’l law. A means of ending a war and acquiring territory when one of the belligerent countries has been so soundly defeated that its adversary is able to decide alone the fate of the defeated country’s territory; conquest followed by annexation. — Also termed subjugation. “[There are] three possible alternative meanings of
eviction
eviction. The act or process of legally dispossessing a person of land or rental property. See FORCIBLE ENTRY AND DETAINER. Cf. EJECTMENT. [Cases: Forcible Entry and Detainer 6; Landlord and Tenant 287.] actual eviction. A physical expulsion of a person from land or rental property. [Cases: Landlord and Tenant 171(1). C.J.S. Landlord and Tenant §
unearned surplus
Corporations. The total of amounts assigned to shares in excess of stated capital, surplus arising from a revaluation of assets above cost, and contributions other than for shares, whether from shareholders or others.