risk factor

risk factor. Insurance. In life-insurance ratemaking, the estimated cost of present and future claims, based on a mortality table. • The risk factor is one element that a life insurer uses to calculate premium rates. See PREMIUM RATE . Cf. INTEREST FACTOR; MORTALITY FACTOR. [Cases: Insurance 1542. C.J.S. Insurance § 67.]

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词条贡献者

译者亚明，毕业于国内一流的高级翻译学院，擅长翻译各种与网络安全、隐私和数据保护相关的法律文件。