franchise clause
franchise clause 相对免赔率条款；相对免赔额条款 意外事故保险单中的一个条款，意思是保险公司将只对那些超过规定百分比或金额的索赔进行全额赔偿，而对那些未达到规定百分比或金额的索赔，由被保险人自己负责。其与绝对免赔额条款〔deductible provision〕的区别在于：在后者，不论损失多少，被保险人都要承担一定损失额，保险公司只赔偿超过该规定金额部分；而在前者，一旦索赔超过规定金额，保险公司就应支付整个索赔金额。
FRANCHISE CLAUSE
franchise clause
franchise clause. Insurance. A provision in a casualty insurance policy stating that the insurer will pay a claim only if it is more than a stated amount, and that the insured is responsible for all damages if the claim is under that amount. • Unlike a deductible, which the insured always has to pay, with